BETA PayKonek is currently in beta. Features and availability may change as we improve the platform.
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MERCHANT ACCEPTANCE

Accept payments with a clearer path to settlement

PayKonek helps merchants and organizations connect payment acceptance, wallet workflows, settlement visibility, reporting, and approved payout operations through one disciplined operating layer.

₱ 250,000
Illustrative available balance

ONE MERCHANT OPERATING LAYER

From merchant acceptance to settlement operations

Replace disconnected portals and manual reporting with connected workflows for collections, transaction visibility, wallet balances, settlement, and approved disbursements.

Merchant collections

Support approved collection workflows such as QR acceptance, hosted checkout, payment links, terminals, and partner-enabled channels.

Wallet and balance workflows

Organize available, pending, allocated, and operational balances through approved account structures.

Settlement visibility

Track transaction activity, provider states, settlement progress, reports, and reconciliation references.

Connected operations

Connect merchant systems through approved APIs, webhooks, reporting workflows, and integrations.

DESIGNED FOR YOUR OPERATING MODEL

Merchant acceptance for more than one kind of business

Retail and services

Consolidate collection activity across stores, branches, products, counters, or service teams.

Field and mobile commerce

Support payment acceptance for delivery, field-sales, pop-up, and mobile-service operations.

Platforms and agencies

Connect merchant acceptance and operational reporting to products or managed client workflows.

WHY PAYKONEK

More operational control without adding more systems

Merchant payment operations should provide useful visibility over collections, provider states, settlement activity, exceptions, and reconciliation—not create another set of portals to chase.

Connected payment channels

Bring approved collection channels and provider connections into a more unified operating workflow.

Settlement-aware operations

Work with clearer visibility into payment states, balances, settlement timing, exceptions, and reconciliation.

Responsible controls

Support role-based access, verification processes, transaction limits, audit trails, and operational review.

Actionable reporting

Use transaction references, reports, and operational visibility to support customer service and reconciliation.

GET STARTED

A practical path to your first merchant workflow

1

Review your use case

Align on your business model, collection channels, settlement needs, and merchant operating requirements.

2

Complete account review

Provide organization, representative, verification, and settlement information for the requested workflow.

3

Configure and test

Set up approved payment channels, merchant tools, operational roles, and reconciliation references.

4

Launch and operate

Monitor payment activity, settlement progress, exceptions, and reports as your operation grows.

Ready to improve how your business accepts and moves money?

Tell us about your collection channels, settlement process, merchant locations, and operational requirements. We will help identify the right starting point.

Merchant payment capabilities are subject to applicable licenses, partner approvals, account review, and regulatory requirements.