BETA PayKonek is currently in beta. Features and availability may change as we improve the platform.

DEVELOPER PLATFORM

Build payment products without building the rails from scratch

Use PayKonek APIs and webhooks to connect merchant acceptance, wallets, payout workflows, payment orchestration, and operational systems through one integration layer.

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POST /v1/checkout-sessions

{
  "amount": 250000,
  "currency": "PHP",
  "reference": "ORDER-1001"
}

Build. Connect. Operate.

CORE CAPABILITIES

Infrastructure for the payment flows you operate

Integrate the capabilities that match your product, operational model, partner configuration, and approved payment workflow.

B2B payment APIs

Connect approved payment workflows through APIs for inquiry, posting, wallet balances, and transaction operations.

Wallet and ledger flows

Build traceable balance workflows around credits, debits, allocations, transfers, and controlled payouts.

Webhooks and events

Synchronize systems through verified lifecycle events for asynchronous payment and payout outcomes.

Sandbox and simulation

Validate supported integration patterns in an approved test environment before production rollout.

INTEGRATION PATH

From access review to a reliable production workflow

The exact implementation and approval steps depend on the payment products, partners, and account configuration involved.

Review your payment flow

Align on the business model, customer journey, funding, settlement, and operational requirements.

Request approved access

Complete the account, product, and integration review needed for your intended use case.

Build and validate

Implement your API and webhook flow, then test retries, errors, references, and reconciliation behavior.

Launch with controls

Move to production only after operational readiness, monitoring, support, and partner requirements are in place.

INTEGRATION GUIDES

Start with the business flow, then implement the API

Review the business logic, lifecycle events, operational controls, and implementation requirements for each payment workflow.

Merchant collections

Plan hosted checkout, payment links, QR acceptance, and confirmed-payment workflows.

View guide

Wallet workflows

Organize balances, ledger movements, funding, and controlled transfers.

View guide

Payout operations

Create approved payout flows with recipient validation, limits, references, and reconciliation.

View guide

Webhook handling

Verify event signatures, deduplicate deliveries, retrieve resources, and update systems safely.

View guide

Bills payment

Design inquiry, validation, posting, reversal, and operational reporting workflows.

View guide

mPOS and merchant tools

Connect physical payment acceptance and merchant operations to your broader payment workflow.

View guide

Build with responsible defaults

Keep secrets on your server, verify signed events, use idempotency for safe retries, and treat payment outcomes as asynchronous until your backend verifies their final state.

Store API secrets in server-side environment variables or an approved secrets manager.

Never expose private keys, credentials, or tokens in browser code or public repositories.

Verify event signatures, timestamps, and delivery identifiers before processing webhooks.

Use idempotency keys for requests that may be retried to reduce duplicate instructions.

Record transaction references, request IDs, and final states for operational support and reconciliation.

Build monitoring and exception-handling workflows before launching production payment flows.

Need help planning your integration?

Talk with our team about your architecture, payment flows, webhooks, settlement requirements, and rollout plan.

Contact developer support View integration guides

API products, endpoints, authentication methods, and available payment capabilities must be confirmed for your approved account and partner configuration.